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In enhancement, customers for this sort of plan can have serious lawful or criminal backgrounds. It's vital to note that different carriers use an array of problem ages on their assured issue plans as low as age 40 or as high as age 80 - last expense. Some will certainly additionally supply greater face values, up to $40,000, and others will certainly permit much better death advantage problems by boosting the rate of interest with the return of premium or lessening the number of years till a complete survivor benefit is available